Recovery does not end at the hospital for many car accident victims. Those left with a permanent disability due to a spinal injury must face the challenge of making their homes safe and livable with their new condition. Simple things like doorways, bathrooms and stairs are now major obstacles and constant reminders that life has changed. The good news is that if someone else caused your crash, Illinois law may allow you to seek compensation for the home changes you now need.
Why home modifications matter
Spinal cord injuries often come with mobility issues. Some individuals will be wheelchair-bound for the rest of their lives, which means their homes will need major modifications. These adjustments will allow the victim to move freely, avoid further injury and maintain their dignity and comfort. Depending on the modifications, the person can even live independently.
Common home modifications after spinal injuries
Home modifications depend on the severity of the injury. But the most common adjustments residents make after a life-changing accident include:
- Wheelchair ramps and lifts
- Wider doorways and hallways
- Roll-in showers and accessible bathrooms
- Lowered countertops and switches
- Smart home technology
If you need to install these modifications, make sure you hire qualified and licensed builders. Never compromise on structural integrity for lower costs because your safety is on the line.
Who pays for modifications after an accident?
If another driver’s negligence caused your spinal cord injury, their auto insurance may cover your home modifications as part of your personal injury claim. These costs typically fall under compensable damages, which can include medical treatment, rehabilitation and accessibility changes.
Your attorney can work with doctors and rehabilitation specialists to calculate and include the full cost of your modifications in your claim. If the at-fault driver’s insurance does not fully cover your expenses, your own coverage may help close the gap.
Why hiring a lawyer is necessary
A spinal cord injury can change your life forever. A well-versed attorney can help ensure that you do not have to shoulder these costs alone. They can negotiate with insurance companies, build medical evidence and fight for full compensation, so you can focus on recovery and regaining your independence at home.