Being involved in a car crash can leave you in shock which could leave you more susceptible to saying something that harms your chances of receiving the full amount of compensation you deserve.
Understanding some of the common mistakes people make can hopefully help you avoid them should you find yourself in this situation. Here are a few to avoid:
1. Admitting you were at fault in some way
You’re probably not going to blurt out, “I’m so sorry, it was all my fault” but you don’t need to either. Merely saying something such as “I didn’t see you” or “ I knew I should have said no to making that extra delivery” could help the other party build a case against you, reducing your ability to get adequate compensation.
2. Suggesting you are not that injured
“A few cuts and bruises – that was a lucky escape” or “I don’t need to go to hospital, I’ll be fine” could limit your chance to claim you have injuries that need compensating. The other party may tell a court that you said you were fine at the time and insinuate your injuries occurred after the collision.
You might think you are fine, but when the body is in shock, the adrenaline pumping around your system can mask pain. It is always best to go to the hospital for a check-up after a crash, as doctors are trained to spot signs of injury that you and others might not notice. Some very serious conditions such as a traumatic brain injury or internal bleeding can also take time to make themselves known.
3. “Accepting” a settlement
Your phone rings and it’s the other driver’s insurer. They are offering what seems like a large amount of compensation. You might consider taking it, to get the matter over and done with. However, they are making this early offer because they know you may be due much more. Even replying “That sounds OK” could be problematic as they could claim you accepted their initial offer.
Seeking prompt legal guidance can help you determine what would be a fair settlement and reduce the chance you say something that harms your claim.